Call reports 2012
BANK OF CLARKE — 2012
What BANK OF CLARKE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 553,817,000 | 562,695,000 | 569,137,000 | 588,755,000 |
| Total loans | 416,422,000 | 428,506,000 | 427,499,000 | 418,097,000 |
| Allowance for loan losses | 8,887,000 | 8,628,000 | 7,961,000 | 6,577,000 |
| Securities available for sale | 104,941,000 | 99,320,000 | 97,389,000 | 99,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,671,000 | 454,754,000 | 458,660,000 | 478,589,000 |
| Interest-bearing deposits | 335,424,000 | 338,639,000 | 335,085,000 | 342,230,000 |
| Noninterest-bearing deposits | 113,247,000 | 116,115,000 | 123,575,000 | 136,359,000 |
| Equity capital | 60,526,000 | 62,656,000 | 64,213,000 | 65,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,665,000 | 13,351,000 | 19,881,000 | 26,309,000 |
| Interest expense | 833,000 | 1,592,000 | 2,332,000 | 3,066,000 |
| Net interest income | 5,832,000 | 11,759,000 | 17,549,000 | 23,243,000 |
| Noninterest income | 1,454,000 | 2,995,000 | 4,527,000 | 6,008,000 |
| Noninterest expense | 4,562,000 | 8,867,000 | 13,399,000 | 18,312,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,650,000 | 1,660,000 |
| Pretax income | 2,424,000 | 5,301,000 | 7,042,000 | 9,324,000 |
| Income tax | 692,000 | 1,529,000 | 1,985,000 | 2,634,000 |
| Net income | 1,732,000 | 3,772,000 | 5,057,000 | 6,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,219,000 | 58,958,000 | 60,243,000 | 61,876,000 |
| Total capital | 62,205,000 | 64,075,000 | 65,327,000 | 66,891,000 |
| Risk-weighted assets | 394,924,000 | 405,837,000 | 403,859,000 | 399,604,000 |