Call reports 2011
BANK OF CLARKE — 2011
What BANK OF CLARKE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 564,565,000 | 576,056,000 | 564,951,000 | 561,578,000 |
| Total loans | 403,908,000 | 402,474,000 | 406,540,000 | 410,424,000 |
| Allowance for loan losses | 7,277,000 | 7,835,000 | 7,892,000 | 8,743,000 |
| Securities available for sale | 103,633,000 | 107,668,000 | 114,862,000 | 108,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,798,000 | 450,873,000 | 450,566,000 | 448,778,000 |
| Interest-bearing deposits | 405,413,000 | 415,371,000 | 414,590,000 | 341,228,000 |
| Noninterest-bearing deposits | 35,385,000 | 35,502,000 | 35,976,000 | 107,550,000 |
| Equity capital | 55,096,000 | 56,800,000 | 58,846,000 | 59,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,763,000 | 13,548,000 | 20,384,000 | 27,259,000 |
| Interest expense | 1,189,000 | 2,369,000 | 3,476,000 | 4,488,000 |
| Net interest income | 5,574,000 | 11,179,000 | 16,908,000 | 22,771,000 |
| Noninterest income | 1,401,000 | 2,767,000 | 4,150,000 | 5,476,000 |
| Noninterest expense | 4,474,000 | 8,844,000 | 13,380,000 | 18,598,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,850,000 | 3,750,000 |
| Pretax income | 1,601,000 | 3,465,000 | 4,991,000 | 6,062,000 |
| Income tax | 420,000 | 924,000 | 1,303,000 | 1,571,000 |
| Net income | 1,181,000 | 2,541,000 | 3,688,000 | 4,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,827,000 | 54,586,000 | 55,734,000 | 55,986,000 |
| Total capital | 58,766,000 | 59,524,000 | 60,694,000 | 60,930,000 |
| Risk-weighted assets | 392,802,000 | 392,150,000 | 393,822,000 | 391,722,000 |