Call reports 2010
BANK OF CLARKE — 2010
What BANK OF CLARKE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 542,953,000 | 552,836,000 | 553,002,000 | 552,009,000 |
| Total loans | 404,425,000 | 410,719,000 | 412,908,000 | 408,449,000 |
| Allowance for loan losses | 6,291,000 | 6,542,000 | 7,833,000 | 7,111,000 |
| Securities available for sale | 89,655,000 | 96,993,000 | 102,192,000 | 104,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,755,000 | 421,970,000 | 426,990,000 | 429,460,000 |
| Interest-bearing deposits | 383,141,000 | 389,260,000 | 394,126,000 | 395,223,000 |
| Noninterest-bearing deposits | 31,614,000 | 32,710,000 | 32,864,000 | 34,237,000 |
| Equity capital | 53,464,000 | 55,025,000 | 55,790,000 | 54,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,748,000 | 13,590,000 | 20,449,000 | 27,420,000 |
| Interest expense | 1,337,000 | 2,658,000 | 3,957,000 | 5,214,000 |
| Net interest income | 5,411,000 | 10,932,000 | 16,492,000 | 22,206,000 |
| Noninterest income | 1,255,000 | 2,592,000 | 4,081,000 | 5,352,000 |
| Noninterest expense | 4,024,000 | 8,079,000 | 12,336,000 | 16,663,000 |
| Provision for loan losses | 550,000 | 1,300,000 | 4,150,000 | 6,325,000 |
| Pretax income | 2,190,000 | 4,243,000 | 4,185,000 | 4,668,000 |
| Income tax | 607,000 | 1,176,000 | 1,027,000 | 1,060,000 |
| Net income | 1,583,000 | 3,067,000 | 3,158,000 | 3,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,236,000 | 53,431,000 | 53,384,000 | 53,095,000 |
| Total capital | 57,200,000 | 58,421,000 | 58,430,000 | 58,111,000 |
| Risk-weighted assets | 395,769,000 | 397,632,000 | 400,931,000 | 399,187,000 |