Call reports 2005
BANK OF CLARKE — 2005
What BANK OF CLARKE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 419,446,000 | 432,868,000 | 456,544,000 | 463,186,000 |
| Total loans | 320,628,000 | 326,186,000 | 347,719,000 | 355,779,000 |
| Allowance for loan losses | 3,366,000 | 3,437,000 | 3,602,000 | 3,582,000 |
| Securities available for sale | 51,126,000 | 51,599,000 | 49,638,000 | 51,049,000 |
| Securities held to maturity | 20,668,000 | 23,530,000 | 25,452,000 | 25,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,541,000 | 348,565,000 | 358,447,000 | 373,498,000 |
| Interest-bearing deposits | 306,890,000 | 315,827,000 | 322,279,000 | 338,373,000 |
| Noninterest-bearing deposits | 30,651,000 | 32,738,000 | 36,168,000 | 35,125,000 |
| Equity capital | 35,777,000 | 37,279,000 | 38,253,000 | 39,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,383,000 | 11,098,000 | 17,155,000 | 23,649,000 |
| Interest expense | 1,246,000 | 2,712,000 | 4,434,000 | 6,404,000 |
| Net interest income | 4,137,000 | 8,386,000 | 12,721,000 | 17,245,000 |
| Noninterest income | 1,110,000 | 2,407,000 | 3,735,000 | 4,998,000 |
| Noninterest expense | 3,133,000 | 6,300,000 | 9,681,000 | 13,143,000 |
| Provision for loan losses | 70,000 | 220,000 | 395,000 | 620,000 |
| Pretax income | 2,044,000 | 4,282,000 | 6,389,000 | 8,489,000 |
| Income tax | 640,000 | 1,333,000 | 1,973,000 | 2,601,000 |
| Net income | 1,404,000 | 2,949,000 | 4,416,000 | 5,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,841,000 | 37,096,000 | 38,274,000 | 39,459,000 |
| Total capital | 39,207,000 | 40,533,000 | 41,876,000 | 43,041,000 |
| Risk-weighted assets | 313,952,000 | 320,212,000 | 338,808,000 | 347,471,000 |
Machine access — free, no API key
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