Call reports 2025
BANKERS BANK, THE — 2025
What BANKERS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 266,592,000 | 273,424,000 | 296,312,000 | 329,768,000 |
| Total loans | 211,065,000 | 217,918,000 | 240,726,000 | 265,083,000 |
| Allowance for loan losses | 3,155,000 | 3,265,000 | 3,430,000 | 3,787,000 |
| Securities available for sale | 14,295,000 | 15,336,000 | 14,120,000 | 13,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,451,000 | 204,784,000 | 216,942,000 | 218,519,000 |
| Interest-bearing deposits | 149,347,000 | 137,013,000 | 159,249,000 | 155,842,000 |
| Noninterest-bearing deposits | 70,104,000 | 67,771,000 | 57,693,000 | 62,677,000 |
| Equity capital | 36,364,000 | 37,280,000 | 38,695,000 | 39,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,152,000 | 8,502,000 | 13,176,000 | 18,039,000 |
| Interest expense | 1,652,000 | 3,413,000 | 5,386,000 | 7,359,000 |
| Net interest income | 2,500,000 | 5,089,000 | 7,790,000 | 10,680,000 |
| Noninterest income | 2,546,000 | 5,251,000 | 7,881,000 | 11,037,000 |
| Noninterest expense | 3,901,000 | 7,869,000 | 11,881,000 | 16,528,000 |
| Provision for loan losses | -30,000 | 80,000 | 245,000 | 602,000 |
| Pretax income | 1,045,000 | 2,231,000 | 3,340,000 | 4,409,000 |
| Income tax | 261,000 | 558,000 | 835,000 | 1,100,000 |
| Net income | 784,000 | 1,673,000 | 2,505,000 | 3,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,503,000 | 37,447,000 | 38,543,000 | 39,345,000 |
| Total capital | 39,548,000 | 40,581,000 | 42,622,000 | 43,201,000 |
| Risk-weighted assets | 242,852,000 | 249,957,000 | 279,822,000 | 307,943,000 |