Call reports 2023
BANKERS BANK, THE — 2023
What BANKERS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 230,984,000 | 247,036,000 | 240,159,000 | 238,801,000 |
| Total loans | 175,763,000 | 181,063,000 | 185,298,000 | 185,250,000 |
| Allowance for loan losses | 3,248,000 | 2,950,000 | 3,047,000 | 2,919,000 |
| Securities available for sale | 9,989,000 | 9,943,000 | 10,541,000 | 10,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,361,000 | 193,206,000 | 179,605,000 | 189,276,000 |
| Interest-bearing deposits | 91,628,000 | 113,705,000 | 113,488,000 | 119,126,000 |
| Noninterest-bearing deposits | 76,733,000 | 79,501,000 | 66,117,000 | 70,150,000 |
| Equity capital | 31,587,000 | 32,304,000 | 32,942,000 | 33,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 6,283,000 | 9,838,000 | 13,503,000 |
| Interest expense | 971,000 | 2,213,000 | 3,710,000 | 5,277,000 |
| Net interest income | 1,968,000 | 4,070,000 | 6,128,000 | 8,226,000 |
| Noninterest income | 2,732,000 | 5,578,000 | 8,160,000 | 10,815,000 |
| Noninterest expense | 3,717,000 | 7,593,000 | 11,332,000 | 15,068,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 933,000 | 1,955,000 | 2,856,000 | 3,873,000 |
| Income tax | 233,000 | 503,000 | 740,000 | 857,000 |
| Net income | 700,000 | 1,452,000 | 2,116,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,065,000 | 32,817,000 | 33,481,000 | 34,381,000 |