Call reports 2022
BANKERS BANK, THE — 2022
What BANKERS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,585,000 | 207,181,000 | 185,372,000 | 239,870,000 |
| Total loans | 150,779,000 | 157,331,000 | 143,067,000 | 173,869,000 |
| Allowance for loan losses | 2,965,000 | 2,952,000 | 2,940,000 | 3,010,000 |
| Securities available for sale | 6,061,000 | 6,796,000 | 8,608,000 | 8,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,173,000 | 171,550,000 | 147,925,000 | 163,331,000 |
| Interest-bearing deposits | 67,969,000 | 73,036,000 | 66,088,000 | 90,450,000 |
| Noninterest-bearing deposits | 105,204,000 | 98,514,000 | 81,837,000 | 72,881,000 |
| Equity capital | 29,801,000 | 30,353,000 | 31,000,000 | 31,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,663,000 | 3,444,000 | 5,488,000 | 8,076,000 |
| Interest expense | 142,000 | 295,000 | 624,000 | 1,297,000 |
| Net interest income | 1,521,000 | 3,149,000 | 4,864,000 | 6,779,000 |
| Noninterest income | 2,704,000 | 5,585,000 | 8,493,000 | 11,444,000 |
| Noninterest expense | 3,291,000 | 6,828,000 | 10,485,000 | 14,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 934,000 | 1,906,000 | 2,872,000 | 3,985,000 |
| Income tax | 280,000 | 563,000 | 804,000 | 979,000 |
| Net income | 654,000 | 1,343,000 | 2,068,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,984,000 | 30,673,000 | 31,398,000 | 32,336,000 |