Call reports 2020
BANKERS BANK, THE — 2020
What BANKERS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 220,155,000 | 205,520,000 | 204,033,000 | 192,608,000 |
| Total loans | 164,415,000 | 148,937,000 | 143,924,000 | 146,014,000 |
| Allowance for loan losses | 2,260,000 | 2,495,000 | 2,472,000 | 2,705,000 |
| Securities available for sale | 1,100,000 | 1,046,000 | 946,000 | 825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,098,000 | 162,083,000 | 167,633,000 | 160,195,000 |
| Interest-bearing deposits | 52,990,000 | 79,641,000 | 81,942,000 | 65,808,000 |
| Noninterest-bearing deposits | 119,108,000 | 82,441,000 | 85,691,000 | 94,388,000 |
| Equity capital | 37,720,000 | 37,785,000 | 26,034,000 | 27,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,470,000 | 4,426,000 | 6,124,000 | 7,763,000 |
| Interest expense | 675,000 | 999,000 | 1,330,000 | 1,603,000 |
| Net interest income | 1,795,000 | 3,427,000 | 4,794,000 | 6,160,000 |
| Noninterest income | 2,464,000 | 5,024,000 | 7,693,000 | 10,435,000 |
| Noninterest expense | 4,099,000 | 7,982,000 | 27,954,000 | 31,179,000 |
| Provision for loan losses | 90,000 | 330,000 | 570,000 | 810,000 |
| Pretax income | 70,000 | 139,000 | -16,037,000 | -15,394,000 |
| Income tax | 21,000 | 42,000 | -4,387,000 | -5,238,000 |
| Net income | 49,000 | 97,000 | -11,650,000 | -10,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,720,000 | 37,785,000 | 26,034,000 | 27,700,000 |