Call reports 2019
BANKERS BANK, THE — 2019
What BANKERS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 298,359,000 | 323,276,000 | 319,575,000 | 309,037,000 |
| Total loans | 188,837,000 | 181,972,000 | 180,193,000 | 175,094,000 |
| Allowance for loan losses | 2,206,000 | 2,289,000 | 2,156,000 | 2,208,000 |
| Securities available for sale | 613,000 | 603,000 | 99,000 | 90,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,179,000 | 217,430,000 | 205,460,000 | 207,341,000 |
| Interest-bearing deposits | 140,276,000 | 143,580,000 | 140,702,000 | 134,430,000 |
| Noninterest-bearing deposits | 75,903,000 | 73,851,000 | 64,758,000 | 72,912,000 |
| Equity capital | 37,356,000 | 36,754,000 | 37,153,000 | 37,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 5,980,000 | 9,002,000 | 11,615,000 |
| Interest expense | 1,059,000 | 2,123,000 | 3,202,000 | 4,017,000 |
| Net interest income | 1,914,000 | 3,857,000 | 5,800,000 | 7,598,000 |
| Noninterest income | 2,384,000 | 4,904,000 | 7,274,000 | 9,768,000 |
| Noninterest expense | 3,628,000 | 7,640,000 | 11,494,000 | 15,204,000 |
| Provision for loan losses | 0 | 90,000 | 180,000 | 270,000 |
| Pretax income | 670,000 | 1,031,000 | 1,400,000 | 1,892,000 |
| Income tax | 201,000 | 309,000 | 280,000 | 247,000 |
| Net income | 469,000 | 722,000 | 1,120,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,356,000 | 36,754,000 | 37,153,000 | 37,678,000 |
| Total capital | 39,562,000 | 39,043,000 | 39,309,000 | 39,886,000 |
| Risk-weighted assets | 219,465,000 | 212,330,000 | 216,347,000 | 210,307,000 |