Call reports 2015
BANKERS BANK, THE — 2015
What BANKERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 260,948,000 | 278,184,000 | 267,597,000 | 273,300,000 |
| Total loans | 136,690,000 | 158,691,000 | 154,943,000 | 162,419,000 |
| Allowance for loan losses | 2,301,000 | 2,274,000 | 2,234,000 | 2,512,000 |
| Securities available for sale | 421,000 | 413,000 | 1,916,000 | 1,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,158,000 | 199,027,000 | 202,208,000 | 200,401,000 |
| Interest-bearing deposits | 64,445,000 | 66,130,000 | 73,381,000 | 71,757,000 |
| Noninterest-bearing deposits | 146,714,000 | 132,897,000 | 128,827,000 | 128,644,000 |
| Equity capital | 30,119,000 | 30,264,000 | 30,146,000 | 30,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,705,000 | 5,623,000 | 7,665,000 |
| Interest expense | 150,000 | 317,000 | 505,000 | 724,000 |
| Net interest income | 1,600,000 | 3,388,000 | 5,118,000 | 6,941,000 |
| Noninterest income | 3,343,000 | 7,165,000 | 11,228,000 | 15,126,000 |
| Noninterest expense | 4,783,000 | 10,110,000 | 16,101,000 | 21,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 443,000 | 245,000 | 803,000 |
| Income tax | 76,000 | 213,000 | 136,000 | 190,000 |
| Net income | 84,000 | 230,000 | 109,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,172,000 | 29,094,000 | 28,973,000 | 29,349,000 |
| Total capital | 30,192,000 | 31,368,000 | 31,207,000 | 31,848,000 |
| Risk-weighted assets | 169,653,000 | 194,661,000 | 189,010,000 | 199,921,000 |