Call reports 2013
BANKERS BANK, THE — 2013
What BANKERS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 202,670,000 | 197,210,000 | 224,836,000 | 228,506,000 |
| Total loans | 101,492,000 | 104,858,000 | 100,924,000 | 104,374,000 |
| Allowance for loan losses | 2,596,000 | 2,305,000 | 2,369,000 | 2,377,000 |
| Securities available for sale | 528,000 | 509,000 | 488,000 | 474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,523,000 | 165,040,000 | 168,453,000 | 151,741,000 |
| Interest-bearing deposits | 45,326,000 | 45,367,000 | 40,254,000 | 34,848,000 |
| Noninterest-bearing deposits | 126,197,000 | 119,673,000 | 128,199,000 | 116,893,000 |
| Equity capital | 28,266,000 | 28,612,000 | 28,907,000 | 29,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,779,000 | 4,162,000 | 5,549,000 |
| Interest expense | 83,000 | 168,000 | 258,000 | 350,000 |
| Net interest income | 1,288,000 | 2,611,000 | 3,904,000 | 5,199,000 |
| Noninterest income | 2,839,000 | 5,833,000 | 8,762,000 | 11,738,000 |
| Noninterest expense | 3,571,000 | 7,231,000 | 10,864,000 | 14,648,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 556,000 | 1,213,000 | 1,777,000 | 2,264,000 |
| Income tax | 264,000 | 575,000 | 843,000 | 850,000 |
| Net income | 292,000 | 638,000 | 934,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,261,000 | 28,606,000 | 28,902,000 | 29,382,000 |
| Total capital | 29,769,000 | 30,168,000 | 30,485,000 | 31,062,000 |
| Risk-weighted assets | 119,520,000 | 124,204,000 | 125,845,000 | 133,669,000 |