Call reports 2012
BANKERS BANK, THE — 2012
What BANKERS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,564,000 | 204,463,000 | 213,190,000 | 211,944,000 |
| Total loans | 104,856,000 | 113,807,000 | 116,922,000 | 110,929,000 |
| Allowance for loan losses | 2,754,000 | 2,615,000 | 2,616,000 | 2,609,000 |
| Securities available for sale | 804,000 | 779,000 | 566,000 | 546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,099,000 | 161,988,000 | 161,697,000 | 168,245,000 |
| Interest-bearing deposits | 25,659,000 | 33,000,000 | 30,988,000 | 57,503,000 |
| Noninterest-bearing deposits | 114,440,000 | 128,988,000 | 130,709,000 | 110,742,000 |
| Equity capital | 26,284,000 | 26,785,000 | 27,250,000 | 27,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,923,000 | 4,592,000 | 6,208,000 |
| Interest expense | 62,000 | 127,000 | 209,000 | 290,000 |
| Net interest income | 1,364,000 | 2,796,000 | 4,383,000 | 5,918,000 |
| Noninterest income | 2,585,000 | 5,561,000 | 8,524,000 | 11,450,000 |
| Noninterest expense | 3,180,000 | 6,602,000 | 10,258,000 | 13,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 769,000 | 1,755,000 | 2,649,000 | 3,450,000 |
| Income tax | 368,000 | 851,000 | 1,279,000 | 1,356,000 |
| Net income | 401,000 | 904,000 | 1,370,000 | 2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,275,000 | 26,778,000 | 27,244,000 | 27,968,000 |
| Total capital | 27,813,000 | 28,508,000 | 28,995,000 | 29,698,000 |
| Risk-weighted assets | 121,814,000 | 137,517,000 | 139,191,000 | 137,546,000 |