Call reports 2011
BANKERS BANK, THE — 2011
What BANKERS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 179,367,000 | 205,600,000 | 174,804,000 | 190,160,000 |
| Total loans | 107,520,000 | 109,046,000 | 104,866,000 | 99,135,000 |
| Allowance for loan losses | 2,369,000 | 2,497,000 | 2,647,000 | 2,742,000 |
| Securities available for sale | 1,514,000 | 1,256,000 | 1,227,000 | 1,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,860,000 | 126,073,000 | 123,443,000 | 120,382,000 |
| Interest-bearing deposits | 17,282,000 | 17,527,000 | 18,931,000 | 19,430,000 |
| Noninterest-bearing deposits | 108,578,000 | 108,546,000 | 104,512,000 | 100,952,000 |
| Equity capital | 25,987,000 | 26,437,000 | 26,874,000 | 26,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,064,000 | 4,588,000 | 5,985,000 |
| Interest expense | 50,000 | 104,000 | 161,000 | 222,000 |
| Net interest income | 1,465,000 | 2,960,000 | 4,427,000 | 5,763,000 |
| Noninterest income | 2,358,000 | 5,002,000 | 7,654,000 | 10,470,000 |
| Noninterest expense | 2,873,000 | 5,993,000 | 9,120,000 | 12,467,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 800,000 | 1,669,000 | 2,511,000 | 3,216,000 |
| Income tax | 383,000 | 799,000 | 1,202,000 | 1,199,000 |
| Net income | 417,000 | 870,000 | 1,309,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,969,000 | 26,422,000 | 26,861,000 | 26,512,000 |
| Total capital | 27,564,000 | 28,069,000 | 28,435,000 | 28,104,000 |
| Risk-weighted assets | 126,838,000 | 130,879,000 | 124,859,000 | 126,217,000 |