Call reports 2026
AMERIFIRST BANK — 2026
What AMERIFIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 360,613,000 | 364,118,000 |
| Total loans | 279,156,000 | 280,658,000 |
| Allowance for loan losses | 3,168,000 | 3,271,000 |
| Securities available for sale | 36,560,000 | 35,619,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 323,063,000 | 325,057,000 |
| Interest-bearing deposits | 254,164,000 | 251,346,000 |
| Noninterest-bearing deposits | 68,899,000 | 73,711,000 |
| Equity capital | 33,293,000 | 34,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,092,000 | 10,297,000 |
| Interest expense | 1,334,000 | 2,614,000 |
| Net interest income | 3,758,000 | 7,683,000 |
| Noninterest income | 331,000 | 612,000 |
| Noninterest expense | 2,548,000 | 5,124,000 |
| Provision for loan losses | 165,000 | 260,000 |
| Pretax income | 1,376,000 | 2,911,000 |
| Income tax | 327,000 | 689,000 |
| Net income | 1,049,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,405,000 | 34,638,000 |
| Total capital | 36,567,000 | 37,903,000 |
| Risk-weighted assets | 286,275,000 | 289,288,000 |