Call reports 2009

AMERIFIRST BANK — 2009

Name: AMERIFIRST BANK — FFIEC call report 2009
Creator: AMERIFIRST BANK

What AMERIFIRST BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6e7bf7f0-ca76-479e-b822-4ff7afd6eec7/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	163,697,000	158,755,000	158,791,000	159,242,000
Total loans	112,566,000	110,800,000	109,121,000	109,469,000
Allowance for loan losses	1,481,000	1,362,000	1,486,000	1,665,000
Securities available for sale	33,106,000	32,257,000	31,147,000	34,287,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	135,563,000	134,795,000	133,620,000	132,059,000
Interest-bearing deposits	115,293,000	113,570,000	114,198,000	111,597,000
Noninterest-bearing deposits	20,270,000	21,225,000	19,422,000	20,462,000
Equity capital	16,769,000	16,665,000	17,743,000	16,732,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	2,144,000	4,147,000	6,258,000	8,221,000
Interest expense	644,000	1,220,000	1,735,000	2,182,000
Net interest income	1,500,000	2,927,000	4,523,000	6,039,000
Noninterest income	170,000	330,000	477,000	651,000
Noninterest expense	1,338,000	2,650,000	4,055,000	5,178,000
Provision for loan losses	35,000	55,000	223,000	1,323,000
Pretax income	401,000	670,000	861,000	490,000
Income tax	89,000	128,000	174,000	-18,000
Net income	312,000	542,000	687,000	508,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	17,200,000	17,188,000	17,331,000	16,924,000
Total capital	18,681,000	18,550,000	18,817,000	18,518,000
Risk-weighted assets	135,027,000	130,387,000	128,815,000	127,424,000