Call reports 2006
AMERIFIRST BANK — 2006
What AMERIFIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 175,749,000 | 185,117,000 | 193,028,000 | 195,962,000 |
| Total loans | 111,145,000 | 121,597,000 | 122,459,000 | 117,535,000 |
| Allowance for loan losses | 1,391,000 | 1,372,000 | 1,377,000 | 1,413,000 |
| Securities available for sale | 44,092,000 | 48,387,000 | 48,523,000 | 53,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,890,000 | 154,874,000 | 163,725,000 | 166,316,000 |
| Interest-bearing deposits | 127,415,000 | 133,444,000 | 143,690,000 | 144,434,000 |
| Noninterest-bearing deposits | 20,475,000 | 21,430,000 | 20,035,000 | 21,882,000 |
| Equity capital | 14,874,000 | 14,728,000 | 15,719,000 | 15,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,540,000 | 8,702,000 | 11,875,000 |
| Interest expense | 1,066,000 | 2,275,000 | 3,693,000 | 5,242,000 |
| Net interest income | 1,578,000 | 3,265,000 | 5,009,000 | 6,633,000 |
| Noninterest income | 116,000 | 244,000 | 378,000 | 516,000 |
| Noninterest expense | 1,123,000 | 2,298,000 | 3,541,000 | 4,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 571,000 | 1,212,000 | 1,855,000 | 2,357,000 |
| Income tax | 161,000 | 336,000 | 505,000 | 619,000 |
| Net income | 410,000 | 876,000 | 1,350,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,524,000 | 15,753,000 | 16,227,000 | 16,167,000 |
| Total capital | 16,915,000 | 17,125,000 | 17,604,000 | 17,580,000 |
| Risk-weighted assets | 129,580,000 | 141,792,000 | 145,146,000 | 143,659,000 |
Machine access — free, no API key
Every figure shown here about AMERIFIRST BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.