Call reports 2026
COMMERCIAL BANK — 2026
What COMMERCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 277,476,000 | 282,924,000 |
| Total loans | 190,510,000 | 198,177,000 |
| Allowance for loan losses | 2,214,000 | 2,251,000 |
| Securities available for sale | 67,090,000 | 65,317,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 243,578,000 | 246,468,000 |
| Interest-bearing deposits | 185,441,000 | 189,360,000 |
| Noninterest-bearing deposits | 58,137,000 | 57,108,000 |
| Equity capital | 15,209,000 | 15,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,320,000 | 6,855,000 |
| Interest expense | 1,092,000 | 2,199,000 |
| Net interest income | 2,228,000 | 4,656,000 |
| Noninterest income | 245,000 | 435,000 |
| Noninterest expense | 2,024,000 | 4,087,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 338,000 | 818,000 |
| Income tax | 67,000 | 169,000 |
| Net income | 271,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,763,000 | 22,964,000 |
| Total capital | 25,032,000 | 25,270,000 |
| Risk-weighted assets | 208,068,000 | 211,410,000 |