Call reports 2024
COMMERCIAL BANK — 2024
What COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 283,944,000 | 281,316,000 | 281,738,000 | 270,370,000 |
| Total loans | 170,448,000 | 167,432,000 | 171,300,000 | 169,659,000 |
| Allowance for loan losses | 1,971,000 | 2,011,000 | 2,006,000 | 2,030,000 |
| Securities available for sale | 84,343,000 | 82,228,000 | 86,564,000 | 80,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,832,000 | 254,026,000 | 254,770,000 | 242,404,000 |
| Interest-bearing deposits | 192,092,000 | 191,511,000 | 193,116,000 | 183,020,000 |
| Noninterest-bearing deposits | 59,740,000 | 62,515,000 | 61,654,000 | 59,384,000 |
| Equity capital | 10,509,000 | 10,583,000 | 13,284,000 | 10,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,114,000 | 6,237,000 | 9,491,000 | 12,732,000 |
| Interest expense | 1,401,000 | 2,756,000 | 4,067,000 | 5,185,000 |
| Net interest income | 1,713,000 | 3,481,000 | 5,424,000 | 7,547,000 |
| Noninterest income | 679,000 | 956,000 | 1,120,000 | 1,296,000 |
| Noninterest expense | 1,924,000 | 3,794,000 | 5,692,000 | 7,688,000 |
| Provision for loan losses | 425,000 | 425,000 | 425,000 | 425,000 |
| Pretax income | 43,000 | 218,000 | 427,000 | 730,000 |
| Income tax | -113,000 | -88,000 | -51,000 | 8,000 |
| Net income | 156,000 | 306,000 | 478,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,897,000 | 22,047,000 | 22,219,000 | 22,113,000 |
| Total capital | 23,868,000 | 24,058,000 | 24,225,000 | 24,143,000 |
| Risk-weighted assets | 210,029,000 | 207,453,000 | 205,263,000 | 201,903,000 |