Call reports 2022
COMMERCIAL BANK — 2022
What COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 297,834,000 | 296,974,000 | 280,507,000 | 293,261,000 |
| Total loans | 149,837,000 | 156,950,000 | 158,990,000 | 168,228,000 |
| Allowance for loan losses | 2,173,000 | 2,234,000 | 2,210,000 | 2,246,000 |
| Securities available for sale | 105,138,000 | 107,425,000 | 100,864,000 | 100,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,692,000 | 280,312,000 | 263,123,000 | 254,894,000 |
| Interest-bearing deposits | 187,722,000 | 184,024,000 | 174,072,000 | 174,886,000 |
| Noninterest-bearing deposits | 86,970,000 | 96,288,000 | 89,051,000 | 80,008,000 |
| Equity capital | 14,014,000 | 10,999,000 | 6,930,000 | 8,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,443,000 | 6,979,000 | 9,704,000 |
| Interest expense | 248,000 | 493,000 | 735,000 | 1,262,000 |
| Net interest income | 1,887,000 | 3,950,000 | 6,244,000 | 8,442,000 |
| Noninterest income | 303,000 | 670,000 | 1,107,000 | 1,337,000 |
| Noninterest expense | 1,907,000 | 3,801,000 | 5,761,000 | 7,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 820,000 | 1,591,000 | 2,004,000 |
| Income tax | 57,000 | 178,000 | 352,000 | 441,000 |
| Net income | 227,000 | 642,000 | 1,239,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,910,000 | 20,326,000 | 20,923,000 | 21,247,000 |
| Total capital | 22,083,000 | 22,560,000 | 23,133,000 | 23,493,000 |
| Risk-weighted assets | 185,209,000 | 193,455,000 | 197,787,000 | 204,191,000 |