Call reports 2021
COMMERCIAL BANK — 2021
What COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 265,129,000 | 273,766,000 | 305,720,000 | 294,822,000 |
| Total loans | 167,710,000 | 158,466,000 | 156,132,000 | 154,193,000 |
| Allowance for loan losses | 1,881,000 | 2,019,000 | 2,106,000 | 2,129,000 |
| Securities available for sale | 67,662,000 | 75,792,000 | 89,195,000 | 97,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,097,000 | 243,752,000 | 276,851,000 | 266,041,000 |
| Interest-bearing deposits | 158,780,000 | 167,462,000 | 179,617,000 | 180,747,000 |
| Noninterest-bearing deposits | 77,317,000 | 76,290,000 | 97,234,000 | 85,294,000 |
| Equity capital | 18,693,000 | 19,632,000 | 19,252,000 | 19,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,606,000 | 6,954,000 | 9,212,000 |
| Interest expense | 307,000 | 595,000 | 867,000 | 1,127,000 |
| Net interest income | 1,916,000 | 4,011,000 | 6,087,000 | 8,085,000 |
| Noninterest income | 682,000 | 1,362,000 | 1,940,000 | 2,401,000 |
| Noninterest expense | 2,097,000 | 4,227,000 | 6,283,000 | 8,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 548,000 | 1,193,000 | 1,792,000 | 2,193,000 |
| Income tax | 129,000 | 281,000 | 412,000 | 516,000 |
| Net income | 419,000 | 912,000 | 1,380,000 | 1,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,725,000 | 19,217,000 | 19,387,000 | 19,684,000 |
| Total capital | 20,606,000 | 21,236,000 | 21,493,000 | 21,813,000 |
| Risk-weighted assets | 166,694,000 | 171,985,000 | 180,433,000 | 184,936,000 |