Call reports 2019
COMMERCIAL BANK — 2019
What COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,362,000 | 206,029,000 | 220,180,000 | 210,201,000 |
| Total loans | 119,702,000 | 123,897,000 | 129,065,000 | 127,536,000 |
| Allowance for loan losses | 1,332,000 | 1,479,000 | 1,528,000 | 1,564,000 |
| Securities available for sale | 66,883,000 | 64,367,000 | 72,822,000 | 69,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,076,000 | 175,978,000 | 192,611,000 | 182,787,000 |
| Interest-bearing deposits | 126,362,000 | 128,499,000 | 138,427,000 | 128,756,000 |
| Noninterest-bearing deposits | 43,714,000 | 47,479,000 | 54,184,000 | 54,031,000 |
| Equity capital | 15,921,000 | 16,675,000 | 17,195,000 | 17,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 3,979,000 | 6,084,000 | 8,187,000 |
| Interest expense | 336,000 | 679,000 | 1,061,000 | 1,437,000 |
| Net interest income | 1,637,000 | 3,300,000 | 5,023,000 | 6,750,000 |
| Noninterest income | 231,000 | 515,000 | 900,000 | 1,316,000 |
| Noninterest expense | 1,646,000 | 3,328,000 | 5,073,000 | 6,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 499,000 | 862,000 | 1,258,000 |
| Income tax | 51,000 | 113,000 | 203,000 | 295,000 |
| Net income | 171,000 | 386,000 | 659,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,383,000 | 16,598,000 | 16,870,000 | 16,925,000 |
| Total capital | 17,715,000 | 18,077,000 | 18,398,000 | 18,489,000 |
| Risk-weighted assets | 141,521,000 | 146,630,000 | 152,581,000 | 149,391,000 |