Call reports 2018
COMMERCIAL BANK — 2018
What COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 194,541,000 | 206,692,000 | 202,219,000 | 197,330,000 |
| Total loans | 121,449,000 | 126,683,000 | 124,463,000 | 122,261,000 |
| Allowance for loan losses | 1,705,000 | 1,624,000 | 1,676,000 | 1,333,000 |
| Securities available for sale | 56,594,000 | 65,148,000 | 64,501,000 | 63,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,769,000 | 175,016,000 | 174,120,000 | 168,911,000 |
| Interest-bearing deposits | 127,924,000 | 131,416,000 | 130,247,000 | 123,069,000 |
| Noninterest-bearing deposits | 41,845,000 | 43,600,000 | 43,873,000 | 45,842,000 |
| Equity capital | 14,649,000 | 14,655,000 | 14,478,000 | 15,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,851,000 | 3,771,000 | 5,784,000 | 7,837,000 |
| Interest expense | 213,000 | 463,000 | 762,000 | 1,066,000 |
| Net interest income | 1,638,000 | 3,308,000 | 5,022,000 | 6,771,000 |
| Noninterest income | 336,000 | 687,000 | 933,000 | 1,136,000 |
| Noninterest expense | 1,710,000 | 3,458,000 | 5,154,000 | 6,849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 537,000 | 801,000 | 1,058,000 |
| Income tax | 63,000 | 128,000 | 195,000 | 250,000 |
| Net income | 201,000 | 409,000 | 606,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,894,000 | 16,101,000 | 16,298,000 | 16,212,000 |
| Total capital | 17,599,000 | 17,725,000 | 17,974,000 | 17,545,000 |
| Risk-weighted assets | 140,234,000 | 147,214,000 | 146,328,000 | 144,142,000 |