Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 190,692,000 | 195,095,000 | 199,364,000 | 194,196,000 |
| Total loans | 117,499,000 | 117,498,000 | 119,991,000 | 120,406,000 |
| Allowance for loan losses | 2,181,000 | 2,268,000 | 1,826,000 | 1,708,000 |
| Securities available for sale | 60,209,000 | 66,123,000 | 66,472,000 | 59,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,865,000 | 173,438,000 | 170,802,000 | 168,888,000 |
| Interest-bearing deposits | 125,860,000 | 130,798,000 | 127,255,000 | 121,812,000 |
| Noninterest-bearing deposits | 39,005,000 | 42,640,000 | 43,547,000 | 47,076,000 |
| Equity capital | 15,259,000 | 15,542,000 | 15,810,000 | 15,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,426,000 | 5,237,000 | 7,061,000 |
| Interest expense | 145,000 | 312,000 | 490,000 | 682,000 |
| Net interest income | 1,540,000 | 3,114,000 | 4,747,000 | 6,379,000 |
| Noninterest income | 283,000 | 632,000 | 978,000 | 1,287,000 |
| Noninterest expense | 1,622,000 | 3,336,000 | 5,036,000 | 6,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 410,000 | 689,000 | 892,000 |
| Income tax | 62,000 | 132,000 | 235,000 | 808,000 |
| Net income | 139,000 | 278,000 | 454,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,748,000 | 15,887,000 | 16,063,000 | 15,779,000 |
| Total capital | 17,445,000 | 17,566,000 | 17,791,000 | 17,481,000 |
| Risk-weighted assets | 135,332,000 | 133,770,000 | 138,180,000 | 136,122,000 |