Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 169,810,000 | 174,742,000 | 174,350,000 | 163,114,000 |
| Total loans | 114,071,000 | 112,579,000 | 111,039,000 | 108,944,000 |
| Allowance for loan losses | 2,711,000 | 2,573,000 | 2,727,000 | 2,720,000 |
| Securities available for sale | 32,552,000 | 36,362,000 | 39,127,000 | 43,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,100,000 | 153,204,000 | 152,359,000 | 143,753,000 |
| Interest-bearing deposits | 120,063,000 | 123,657,000 | 121,506,000 | 112,199,000 |
| Noninterest-bearing deposits | 29,037,000 | 29,547,000 | 30,852,000 | 31,554,000 |
| Equity capital | 13,042,000 | 13,681,000 | 14,147,000 | 13,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,108,000 | 4,079,000 | 6,083,000 | 8,013,000 |
| Interest expense | 405,000 | 777,000 | 1,126,000 | 1,452,000 |
| Net interest income | 1,703,000 | 3,302,000 | 4,957,000 | 6,561,000 |
| Noninterest income | 130,000 | 532,000 | 776,000 | 1,325,000 |
| Noninterest expense | 1,757,000 | 3,450,000 | 5,370,000 | 7,339,000 |
| Provision for loan losses | 1,790,000 | 1,906,000 | 1,967,000 | 2,699,000 |
| Pretax income | -1,703,000 | -1,461,000 | -1,239,000 | -1,767,000 |
| Income tax | -530,000 | -460,000 | -400,000 | -397,000 |
| Net income | -1,173,000 | -1,001,000 | -839,000 | -1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,661,000 | 12,146,000 | 12,256,000 | 11,649,000 |
| Total capital | 13,219,000 | 13,705,000 | 13,831,000 | 13,214,000 |
| Risk-weighted assets | 123,487,000 | 123,710,000 | 124,808,000 | 124,072,000 |