Call reports 2008
COMMERCIAL BANK — 2008
What COMMERCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 182,423,000 | 184,006,000 | 177,805,000 | 180,876,000 |
| Total loans | 130,357,000 | 127,712,000 | 127,872,000 | 128,375,000 |
| Allowance for loan losses | 1,368,000 | 1,497,000 | 1,591,000 | 1,585,000 |
| Securities available for sale | 34,717,000 | 31,590,000 | 29,968,000 | 24,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,942,000 | 145,802,000 | 139,390,000 | 142,478,000 |
| Interest-bearing deposits | 116,550,000 | 118,159,000 | 112,723,000 | 110,899,000 |
| Noninterest-bearing deposits | 27,393,000 | 27,644,000 | 26,667,000 | 31,579,000 |
| Equity capital | 15,669,000 | 15,220,000 | 15,543,000 | 15,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,777,000 | 5,513,000 | 8,191,000 | 10,843,000 |
| Interest expense | 1,216,000 | 2,339,000 | 3,333,000 | 4,302,000 |
| Net interest income | 1,561,000 | 3,174,000 | 4,858,000 | 6,541,000 |
| Noninterest income | 249,000 | 514,000 | 786,000 | 911,000 |
| Noninterest expense | 1,379,000 | 2,826,000 | 4,339,000 | 5,855,000 |
| Provision for loan losses | 125,000 | 256,000 | 381,000 | 719,000 |
| Pretax income | 306,000 | 691,000 | 740,000 | 779,000 |
| Income tax | 92,000 | 230,000 | 202,000 | 219,000 |
| Net income | 214,000 | 461,000 | 538,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,334,000 | 15,431,000 | 15,498,000 | 15,380,000 |
| Total capital | 16,702,000 | 16,928,000 | 17,089,000 | 16,965,000 |
| Risk-weighted assets | 136,540,000 | 133,670,000 | 132,576,000 | 131,144,000 |
Machine access — free, no API key
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