Call reports 2007
COMMERCIAL BANK — 2007
What COMMERCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 169,008,000 | 169,530,000 | 169,777,000 | 175,188,000 |
| Total loans | 124,004,000 | 121,892,000 | 124,491,000 | 126,438,000 |
| Allowance for loan losses | 1,419,000 | 1,380,000 | 1,063,000 | 1,296,000 |
| Securities available for sale | 29,357,000 | 27,901,000 | 26,805,000 | 32,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,369,000 | 138,147,000 | 137,978,000 | 143,289,000 |
| Interest-bearing deposits | 112,412,000 | 112,396,000 | 107,651,000 | 111,383,000 |
| Noninterest-bearing deposits | 25,957,000 | 25,751,000 | 30,326,000 | 31,906,000 |
| Equity capital | 14,705,000 | 14,782,000 | 15,026,000 | 15,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,710,000 | 5,449,000 | 8,254,000 | 11,093,000 |
| Interest expense | 1,197,000 | 2,474,000 | 3,736,000 | 4,980,000 |
| Net interest income | 1,513,000 | 2,975,000 | 4,518,000 | 6,113,000 |
| Noninterest income | 196,000 | 425,000 | 770,000 | 982,000 |
| Noninterest expense | 1,408,000 | 2,800,000 | 4,342,000 | 5,783,000 |
| Provision for loan losses | 495,000 | 535,000 | 605,000 | 805,000 |
| Pretax income | -211,000 | 48,000 | 324,000 | 490,000 |
| Income tax | -103,000 | -11,000 | 70,000 | 145,000 |
| Net income | -108,000 | 59,000 | 254,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,954,000 | 15,120,000 | 15,190,000 | 15,132,000 |
| Total capital | 16,373,000 | 16,500,000 | 16,253,000 | 16,428,000 |
| Risk-weighted assets | 145,086,000 | 127,178,000 | 127,905,000 | 131,390,000 |
Machine access — free, no API key
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