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Call reports 2006

COMMERCIAL BANK — 2006

What COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6e61ceeb-8e6a-4ec9-8eb8-8ae68409e441/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets166,676,000172,165,000172,585,000169,109,000
Total loans122,404,000121,467,000122,559,000123,661,000
Allowance for loan losses1,589,0001,559,0001,477,0001,509,000
Securities available for sale32,722,00034,981,00034,808,00031,290,000
Securities held to maturity0000
Trading assets0000
Total deposits136,874,000140,207,000140,087,000136,543,000
Interest-bearing deposits111,599,000111,175,000110,102,000107,751,000
Noninterest-bearing deposits25,275,00029,032,00029,985,00028,792,000
Equity capital14,147,00014,148,00014,611,00014,758,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income2,580,0005,290,0008,103,00010,848,000
Interest expense1,029,0002,170,0003,375,0004,529,000
Net interest income1,551,0003,120,0004,728,0006,319,000
Noninterest income129,000284,000495,000676,000
Noninterest expense1,313,0002,620,0004,020,0005,408,000
Provision for loan losses59,00095,000150,000355,000
Pretax income250,000631,000995,0001,152,000
Income tax76,000206,000326,000378,000
Net income174,000425,000669,000774,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital14,674,00014,819,00015,062,00015,061,000
Total capital16,263,00016,378,00016,539,00016,570,000
Risk-weighted assets139,466,000141,457,000143,613,000143,554,000

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