Call reports 2005
COMMERCIAL BANK — 2005
What COMMERCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 157,875,000 | 160,879,000 | 162,809,000 | 169,383,000 |
| Total loans | 112,617,000 | 110,305,000 | 113,774,000 | 117,617,000 |
| Allowance for loan losses | 1,281,000 | 1,418,000 | 1,414,000 | 1,575,000 |
| Securities available for sale | 36,734,000 | 36,417,000 | 36,624,000 | 38,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,153,000 | 131,018,000 | 132,743,000 | 139,767,000 |
| Interest-bearing deposits | 98,682,000 | 99,745,000 | 103,492,000 | 107,055,000 |
| Noninterest-bearing deposits | 28,471,000 | 31,273,000 | 29,250,000 | 32,712,000 |
| Equity capital | 14,050,000 | 14,273,000 | 14,330,000 | 13,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,267,000 | 4,578,000 | 7,014,000 | 9,594,000 |
| Interest expense | 607,000 | 1,342,000 | 2,165,000 | 3,084,000 |
| Net interest income | 1,660,000 | 3,236,000 | 4,849,000 | 6,510,000 |
| Noninterest income | 208,000 | 367,000 | 519,000 | 665,000 |
| Noninterest expense | 1,215,000 | 2,581,000 | 3,904,000 | 5,325,000 |
| Provision for loan losses | 175,000 | 288,000 | 378,000 | 446,000 |
| Pretax income | 552,000 | 808,000 | 1,160,000 | 1,478,000 |
| Income tax | 190,000 | 277,000 | 430,000 | 533,000 |
| Net income | 362,000 | 531,000 | 730,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,419,000 | 14,477,000 | 14,676,000 | 14,501,000 |
| Total capital | 15,700,000 | 15,895,000 | 16,090,000 | 16,076,000 |
| Risk-weighted assets | 130,569,000 | 129,236,000 | 132,246,000 | 136,750,000 |
Machine access — free, no API key
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