Call reports 2004
COMMERCIAL BANK — 2004
What COMMERCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 161,277,000 | 155,946,000 | 155,201,000 | 160,181,000 |
| Total loans | 100,365,000 | 99,628,000 | 103,104,000 | 107,868,000 |
| Allowance for loan losses | 1,390,000 | 1,228,000 | 1,303,000 | 1,231,000 |
| Securities available for sale | 35,648,000 | 45,783,000 | 42,166,000 | 40,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,822,000 | 132,346,000 | 130,794,000 | 135,697,000 |
| Interest-bearing deposits | 109,947,000 | 103,660,000 | 100,875,000 | 101,842,000 |
| Noninterest-bearing deposits | 26,875,000 | 28,686,000 | 29,919,000 | 33,855,000 |
| Equity capital | 13,733,000 | 13,170,000 | 13,898,000 | 14,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,900,000 | 5,982,000 | 8,133,000 |
| Interest expense | 514,000 | 1,103,000 | 1,655,000 | 2,210,000 |
| Net interest income | 1,390,000 | 2,797,000 | 4,327,000 | 5,923,000 |
| Noninterest income | 239,000 | 415,000 | 597,000 | 766,000 |
| Noninterest expense | 1,103,000 | 2,186,000 | 3,328,000 | 4,491,000 |
| Provision for loan losses | 90,000 | 348,000 | 418,000 | 472,000 |
| Pretax income | 436,000 | 689,000 | 1,245,000 | 1,825,000 |
| Income tax | 151,000 | 249,000 | 449,000 | 646,000 |
| Net income | 285,000 | 440,000 | 796,000 | 1,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,291,000 | 13,381,000 | 13,738,000 | 14,057,000 |
| Total capital | 14,681,000 | 14,609,000 | 15,041,000 | 15,288,000 |
| Risk-weighted assets | 122,508,000 | 120,552,000 | 122,406,000 | 127,490,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.