Call reports 2026
PACIFIC CREST BANK — 2026
What PACIFIC CREST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 318,696,000 | 318,490,000 |
| Total loans | 236,639,000 | 242,867,000 |
| Allowance for loan losses | 3,764,000 | 3,767,000 |
| Securities available for sale | 30,348,000 | 30,640,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 241,359,000 | 239,883,000 |
| Interest-bearing deposits | 231,230,000 | 231,681,000 |
| Noninterest-bearing deposits | 10,129,000 | 8,202,000 |
| Equity capital | 32,515,000 | 33,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,253,000 | 8,557,000 |
| Interest expense | 2,425,000 | 4,816,000 |
| Net interest income | 1,828,000 | 3,741,000 |
| Noninterest income | 13,000 | 21,000 |
| Noninterest expense | 1,400,000 | 2,786,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 441,000 | 951,000 |
| Income tax | 0 | 0 |
| Net income | 441,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,236,000 | 35,558,000 |
| Total capital | 38,172,000 | 38,576,000 |
| Risk-weighted assets | 233,830,000 | 240,393,000 |