Call reports 2024
PACIFIC CREST BANK — 2024
What PACIFIC CREST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 317,826,000 | 307,552,000 | 323,056,000 | 316,708,000 |
| Total loans | 217,339,000 | 220,466,000 | 229,481,000 | 232,587,000 |
| Allowance for loan losses | 3,653,000 | 3,655,000 | 3,557,000 | 3,588,000 |
| Securities available for sale | 28,015,000 | 29,180,000 | 30,979,000 | 30,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,639,000 | 242,317,000 | 249,543,000 | 247,374,000 |
| Interest-bearing deposits | 247,101,000 | 237,013,000 | 243,803,000 | 241,070,000 |
| Noninterest-bearing deposits | 5,538,000 | 5,304,000 | 5,740,000 | 6,304,000 |
| Equity capital | 32,880,000 | 33,139,000 | 33,949,000 | 33,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,208,000 | 8,484,000 | 12,941,000 | 17,355,000 |
| Interest expense | 2,590,000 | 5,280,000 | 8,081,000 | 10,888,000 |
| Net interest income | 1,618,000 | 3,204,000 | 4,860,000 | 6,467,000 |
| Noninterest income | 12,000 | 18,000 | 24,000 | 29,000 |
| Noninterest expense | 1,205,000 | 2,428,000 | 3,603,000 | 4,840,000 |
| Provision for loan losses | 0 | 0 | -98,000 | -98,000 |
| Pretax income | 425,000 | 794,000 | 1,281,000 | 1,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 425,000 | 794,000 | 1,281,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,647,000 | 34,920,000 | 35,279,000 | 35,502,000 |
| Total capital | 37,354,000 | 37,713,000 | 38,174,000 | 38,433,000 |
| Risk-weighted assets | 215,312,000 | 222,339,000 | 230,581,000 | 233,438,000 |