Call reports 2023
PACIFIC CREST BANK — 2023
What PACIFIC CREST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 277,285,000 | 287,668,000 | 304,296,000 | 306,575,000 |
| Total loans | 215,970,000 | 220,662,000 | 225,277,000 | 218,884,000 |
| Allowance for loan losses | 3,599,000 | 3,599,000 | 3,603,000 | 3,653,000 |
| Securities available for sale | 25,389,000 | 25,275,000 | 23,981,000 | 26,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,468,000 | 223,891,000 | 241,217,000 | 241,506,000 |
| Interest-bearing deposits | 209,494,000 | 216,028,000 | 233,425,000 | 235,434,000 |
| Noninterest-bearing deposits | 7,974,000 | 7,863,000 | 7,792,000 | 6,072,000 |
| Equity capital | 31,264,000 | 31,581,000 | 30,636,000 | 32,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 6,981,000 | 10,834,000 | 14,982,000 |
| Interest expense | 1,263,000 | 3,061,000 | 5,301,000 | 7,748,000 |
| Net interest income | 2,162,000 | 3,920,000 | 5,533,000 | 7,234,000 |
| Noninterest income | 5,000 | 15,000 | 21,000 | 24,000 |
| Noninterest expense | 1,243,000 | 2,486,000 | 3,701,000 | 4,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 918,000 | 1,443,000 | 1,847,000 | 2,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 918,000 | 1,443,000 | 1,847,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,397,000 | 33,733,000 | 33,986,000 | 34,296,000 |
| Total capital | 36,135,000 | 36,513,000 | 36,783,000 | 37,064,000 |
| Risk-weighted assets | 217,894,000 | 221,325,000 | 222,716,000 | 220,263,000 |