Call reports 2022
PACIFIC CREST BANK — 2022
What PACIFIC CREST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 256,643,000 | 276,489,000 | 270,079,000 | 279,061,000 |
| Total loans | 196,078,000 | 200,705,000 | 207,425,000 | 215,738,000 |
| Allowance for loan losses | 3,197,000 | 3,348,000 | 3,468,000 | 3,598,000 |
| Securities available for sale | 26,661,000 | 25,757,000 | 25,123,000 | 25,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,632,000 | 221,023,000 | 216,940,000 | 224,052,000 |
| Interest-bearing deposits | 192,018,000 | 207,211,000 | 206,152,000 | 215,611,000 |
| Noninterest-bearing deposits | 8,614,000 | 13,812,000 | 10,788,000 | 8,441,000 |
| Equity capital | 30,197,000 | 29,655,000 | 29,056,000 | 30,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,434,000 | 8,481,000 | 11,793,000 |
| Interest expense | 449,000 | 979,000 | 1,636,000 | 2,598,000 |
| Net interest income | 2,082,000 | 4,455,000 | 6,845,000 | 9,195,000 |
| Noninterest income | 6,000 | 12,000 | 43,000 | 52,000 |
| Noninterest expense | 1,212,000 | 2,438,000 | 3,601,000 | 4,803,000 |
| Provision for loan losses | 50,000 | 200,000 | 320,000 | 450,000 |
| Pretax income | 826,000 | 1,835,000 | 2,973,000 | 4,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 826,000 | 1,835,000 | 2,973,000 | 4,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,785,000 | 31,421,000 | 32,126,000 | 32,753,000 |
| Total capital | 33,234,000 | 33,953,000 | 34,786,000 | 35,497,000 |
| Risk-weighted assets | 194,948,000 | 201,514,000 | 211,698,000 | 218,416,000 |