Call reports 2021
PACIFIC CREST BANK — 2021
What PACIFIC CREST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 255,160,000 | 252,577,000 | 252,561,000 | 250,870,000 |
| Total loans | 181,911,000 | 179,489,000 | 178,430,000 | 182,480,000 |
| Allowance for loan losses | 3,142,000 | 3,142,000 | 3,143,000 | 3,143,000 |
| Securities available for sale | 26,977,000 | 28,252,000 | 27,474,000 | 27,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,416,000 | 195,769,000 | 195,021,000 | 193,809,000 |
| Interest-bearing deposits | 193,939,000 | 188,435,000 | 186,564,000 | 186,708,000 |
| Noninterest-bearing deposits | 5,477,000 | 7,334,000 | 8,457,000 | 7,101,000 |
| Equity capital | 29,197,000 | 30,259,000 | 30,670,000 | 31,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,109,000 | 7,535,000 | 10,038,000 |
| Interest expense | 671,000 | 1,261,000 | 1,777,000 | 2,253,000 |
| Net interest income | 1,874,000 | 3,848,000 | 5,758,000 | 7,785,000 |
| Noninterest income | 8,000 | 11,000 | 16,000 | 21,000 |
| Noninterest expense | 1,121,000 | 2,237,000 | 3,391,000 | 4,539,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 741,000 | 1,600,000 | 2,362,000 | 3,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 1,600,000 | 2,362,000 | 3,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,575,000 | 29,157,000 | 29,647,000 | 30,221,000 |
| Total capital | 30,752,000 | 31,310,000 | 31,788,000 | 32,500,000 |
| Risk-weighted assets | 172,907,000 | 170,971,000 | 170,040,000 | 181,186,000 |