Call reports 2020
PACIFIC CREST BANK — 2020
What PACIFIC CREST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 230,462,000 | 242,425,000 | 251,356,000 | 257,940,000 |
| Total loans | 181,124,000 | 187,508,000 | 190,997,000 | 189,011,000 |
| Allowance for loan losses | 2,834,000 | 2,939,000 | 3,060,000 | 3,120,000 |
| Securities available for sale | 20,366,000 | 23,793,000 | 25,829,000 | 25,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,520,000 | 188,100,000 | 196,185,000 | 202,192,000 |
| Interest-bearing deposits | 172,935,000 | 183,074,000 | 191,023,000 | 193,079,000 |
| Noninterest-bearing deposits | 4,585,000 | 5,026,000 | 5,162,000 | 9,113,000 |
| Equity capital | 26,359,000 | 28,042,000 | 28,448,000 | 29,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,248,000 | 7,903,000 | 10,550,000 |
| Interest expense | 960,000 | 1,800,000 | 2,595,000 | 3,341,000 |
| Net interest income | 1,633,000 | 3,448,000 | 5,308,000 | 7,209,000 |
| Noninterest income | 6,000 | 11,000 | 18,000 | 24,000 |
| Noninterest expense | 1,104,000 | 2,318,000 | 3,428,000 | 4,495,000 |
| Provision for loan losses | 10,000 | 80,000 | 200,000 | 260,000 |
| Pretax income | 525,000 | 1,061,000 | 1,698,000 | 2,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 525,000 | 1,061,000 | 1,698,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,822,000 | 27,142,000 | 27,526,000 | 28,026,000 |
| Total capital | 28,937,000 | 29,329,000 | 29,766,000 | 30,234,000 |
| Risk-weighted assets | 168,252,000 | 173,985,000 | 178,107,000 | 175,495,000 |