Call reports 2019
PACIFIC CREST BANK — 2019
What PACIFIC CREST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,803,000 | 222,559,000 | 225,451,000 | 244,786,000 |
| Total loans | 168,207,000 | 176,610,000 | 172,749,000 | 170,212,000 |
| Allowance for loan losses | 2,787,000 | 2,831,000 | 2,862,000 | 2,821,000 |
| Securities available for sale | 18,306,000 | 19,728,000 | 20,189,000 | 20,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,685,000 | 172,988,000 | 171,879,000 | 190,187,000 |
| Interest-bearing deposits | 170,960,000 | 169,212,000 | 168,163,000 | 186,303,000 |
| Noninterest-bearing deposits | 3,725,000 | 3,776,000 | 3,716,000 | 3,884,000 |
| Equity capital | 25,286,000 | 26,063,000 | 26,660,000 | 26,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,482,000 | 8,273,000 | 10,978,000 |
| Interest expense | 806,000 | 1,671,000 | 2,619,000 | 3,623,000 |
| Net interest income | 1,905,000 | 3,811,000 | 5,654,000 | 7,355,000 |
| Noninterest income | 4,000 | 10,000 | 15,000 | 21,000 |
| Noninterest expense | 1,035,000 | 2,152,000 | 3,238,000 | 4,273,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 50,000 |
| Pretax income | 872,000 | 1,647,000 | 2,379,000 | 3,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 872,000 | 1,647,000 | 2,379,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,109,000 | 25,567,000 | 26,003,000 | 26,425,000 |
| Total capital | 27,136,000 | 27,661,000 | 28,072,000 | 28,415,000 |
| Risk-weighted assets | 161,162,000 | 166,507,000 | 164,444,000 | 158,145,000 |