Call reports 2018
PACIFIC CREST BANK — 2018
What PACIFIC CREST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 228,909,000 | 229,556,000 | 224,678,000 | 221,362,000 |
| Total loans | 181,828,000 | 179,672,000 | 169,393,000 | 171,466,000 |
| Allowance for loan losses | 2,692,000 | 2,784,000 | 2,784,000 | 2,784,000 |
| Securities available for sale | 17,461,000 | 18,092,000 | 18,973,000 | 18,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,177,000 | 187,560,000 | 184,848,000 | 179,063,000 |
| Interest-bearing deposits | 175,189,000 | 183,262,000 | 181,424,000 | 174,868,000 |
| Noninterest-bearing deposits | 5,988,000 | 4,298,000 | 3,424,000 | 4,195,000 |
| Equity capital | 22,807,000 | 23,323,000 | 23,793,000 | 24,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,476,000 | 8,238,000 | 11,008,000 |
| Interest expense | 589,000 | 1,294,000 | 2,073,000 | 2,851,000 |
| Net interest income | 2,054,000 | 4,182,000 | 6,165,000 | 8,157,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 23,000 |
| Noninterest expense | 1,141,000 | 2,261,000 | 3,235,000 | 4,317,000 |
| Provision for loan losses | 80,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | 855,000 | 1,778,000 | 2,793,000 | 3,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 855,000 | 1,778,000 | 2,793,000 | 3,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,739,000 | 23,272,000 | 23,895,000 | 24,461,000 |
| Total capital | 24,953,000 | 25,433,000 | 25,951,000 | 26,539,000 |
| Risk-weighted assets | 176,370,000 | 172,002,000 | 163,503,000 | 165,266,000 |