Call reports 2017
PACIFIC CREST BANK — 2017
What PACIFIC CREST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 211,490,000 | 216,917,000 | 222,158,000 | 219,788,000 |
| Total loans | 155,319,000 | 162,665,000 | 164,176,000 | 172,075,000 |
| Allowance for loan losses | 2,369,000 | 2,470,000 | 2,486,000 | 2,598,000 |
| Securities available for sale | 20,794,000 | 18,758,000 | 18,840,000 | 19,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,068,000 | 169,159,000 | 175,172,000 | 173,141,000 |
| Interest-bearing deposits | 159,115,000 | 164,618,000 | 170,943,000 | 168,845,000 |
| Noninterest-bearing deposits | 4,953,000 | 4,541,000 | 4,229,000 | 4,296,000 |
| Equity capital | 22,059,000 | 22,526,000 | 22,848,000 | 22,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,022,000 | 7,566,000 | 10,141,000 |
| Interest expense | 529,000 | 1,075,000 | 1,645,000 | 2,222,000 |
| Net interest income | 1,995,000 | 3,947,000 | 5,921,000 | 7,919,000 |
| Noninterest income | 3,000 | 7,000 | 12,000 | 19,000 |
| Noninterest expense | 970,000 | 2,031,000 | 3,142,000 | 4,354,000 |
| Provision for loan losses | 150,000 | 250,000 | 265,000 | 375,000 |
| Pretax income | 889,000 | 1,703,000 | 2,556,000 | 3,275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 889,000 | 1,703,000 | 2,556,000 | 3,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,722,000 | 22,053,000 | 22,427,000 | 22,137,000 |
| Total capital | 23,577,000 | 23,984,000 | 24,373,000 | 24,224,000 |
| Risk-weighted assets | 147,702,000 | 153,714,000 | 154,873,000 | 166,240,000 |