Call reports 2016
PACIFIC CREST BANK — 2016
What PACIFIC CREST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 198,880,000 | 199,953,000 | 201,279,000 | 205,671,000 |
| Total loans | 152,962,000 | 155,466,000 | 154,025,000 | 157,688,000 |
| Allowance for loan losses | 2,369,000 | 2,383,000 | 2,402,000 | 2,376,000 |
| Securities available for sale | 19,144,000 | 18,179,000 | 17,936,000 | 19,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,640,000 | 153,528,000 | 154,166,000 | 158,781,000 |
| Interest-bearing deposits | 149,541,000 | 150,425,000 | 151,167,000 | 155,393,000 |
| Noninterest-bearing deposits | 3,099,000 | 3,103,000 | 2,999,000 | 3,388,000 |
| Equity capital | 20,847,000 | 21,257,000 | 21,465,000 | 21,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,479,000 | 6,799,000 | 9,185,000 |
| Interest expense | 503,000 | 1,012,000 | 1,535,000 | 2,070,000 |
| Net interest income | 1,692,000 | 3,467,000 | 5,264,000 | 7,115,000 |
| Noninterest income | 3,000 | 8,000 | 14,000 | 19,000 |
| Noninterest expense | 1,007,000 | 2,075,000 | 3,134,000 | 4,232,000 |
| Provision for loan losses | 7,000 | 67,000 | 85,000 | 187,000 |
| Pretax income | 681,000 | 1,337,000 | 2,055,000 | 2,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 681,000 | 1,337,000 | 2,055,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,227,000 | 20,508,000 | 20,807,000 | 21,166,000 |
| Total capital | 21,953,000 | 22,304,000 | 22,576,000 | 23,034,000 |
| Risk-weighted assets | 137,384,000 | 142,922,000 | 140,715,000 | 148,688,000 |