Call reports 2015
PACIFIC CREST BANK — 2015
What PACIFIC CREST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,304,000 | 196,526,000 | 196,494,000 | 195,459,000 |
| Total loans | 153,210,000 | 146,029,000 | 153,107,000 | 151,793,000 |
| Allowance for loan losses | 2,252,000 | 2,324,000 | 2,360,000 | 2,361,000 |
| Securities available for sale | 15,395,000 | 15,936,000 | 19,019,000 | 19,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,278,000 | 152,585,000 | 151,833,000 | 149,575,000 |
| Interest-bearing deposits | 147,570,000 | 149,370,000 | 148,841,000 | 146,641,000 |
| Noninterest-bearing deposits | 2,708,000 | 3,215,000 | 2,992,000 | 2,934,000 |
| Equity capital | 19,658,000 | 19,667,000 | 20,063,000 | 20,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,441,000 | 6,620,000 | 8,870,000 |
| Interest expense | 526,000 | 1,052,000 | 1,568,000 | 2,082,000 |
| Net interest income | 1,666,000 | 3,389,000 | 5,052,000 | 6,788,000 |
| Noninterest income | 3,000 | -7,000 | 15,000 | 57,000 |
| Noninterest expense | 1,029,000 | 2,020,000 | 2,958,000 | 4,069,000 |
| Provision for loan losses | 49,000 | 105,000 | 140,000 | 140,000 |
| Pretax income | 604,000 | 1,300,000 | 2,033,000 | 2,713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 1,300,000 | 2,033,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,891,000 | 19,185,000 | 19,523,000 | 19,881,000 |
| Total capital | 20,563,000 | 20,750,000 | 21,151,000 | 21,539,000 |
| Risk-weighted assets | 133,157,000 | 124,330,000 | 129,431,000 | 131,855,000 |