Call reports 2014
PACIFIC CREST BANK — 2014
What PACIFIC CREST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,722,000 | 175,245,000 | 179,619,000 | 187,570,000 |
| Total loans | 139,205,000 | 144,940,000 | 146,556,000 | 151,401,000 |
| Allowance for loan losses | 2,193,000 | 2,067,000 | 2,090,000 | 2,202,000 |
| Securities available for sale | 14,836,000 | 14,483,000 | 14,965,000 | 14,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,568,000 | 128,786,000 | 135,319,000 | 142,984,000 |
| Interest-bearing deposits | 125,861,000 | 125,972,000 | 132,751,000 | 139,604,000 |
| Noninterest-bearing deposits | 2,707,000 | 2,814,000 | 2,568,000 | 3,380,000 |
| Equity capital | 17,757,000 | 18,300,000 | 18,864,000 | 19,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,069,000 | 6,147,000 | 8,270,000 |
| Interest expense | 486,000 | 983,000 | 1,500,000 | 2,031,000 |
| Net interest income | 1,501,000 | 3,086,000 | 4,647,000 | 6,239,000 |
| Noninterest income | 9,000 | 57,000 | 81,000 | 83,000 |
| Noninterest expense | 948,000 | 1,923,000 | 2,886,000 | 3,780,000 |
| Provision for loan losses | 0 | 30,000 | 83,000 | 165,000 |
| Pretax income | 540,000 | 1,150,000 | 1,719,000 | 2,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 540,000 | 1,150,000 | 1,719,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,795,000 | 18,090,000 | 18,400,000 | 18,647,000 |
| Total capital | 19,303,000 | 19,681,000 | 20,008,000 | 20,314,000 |
| Risk-weighted assets | 119,831,000 | 126,725,000 | 128,113,000 | 132,731,000 |