Call reports 2013
PACIFIC CREST BANK — 2013
What PACIFIC CREST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 161,870,000 | 162,966,000 | 163,178,000 | 167,585,000 |
| Total loans | 122,905,000 | 124,401,000 | 128,609,000 | 135,400,000 |
| Allowance for loan losses | 2,310,000 | 2,365,000 | 2,303,000 | 2,216,000 |
| Securities available for sale | 18,482,000 | 18,491,000 | 15,986,000 | 15,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,203,000 | 123,211,000 | 121,898,000 | 124,278,000 |
| Interest-bearing deposits | 118,319,000 | 118,959,000 | 119,757,000 | 121,706,000 |
| Noninterest-bearing deposits | 1,884,000 | 4,252,000 | 2,141,000 | 2,572,000 |
| Equity capital | 16,500,000 | 16,846,000 | 16,834,000 | 17,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,732,000 | 5,651,000 | 7,593,000 |
| Interest expense | 460,000 | 933,000 | 1,402,000 | 1,883,000 |
| Net interest income | 1,361,000 | 2,799,000 | 4,249,000 | 5,710,000 |
| Noninterest income | 98,000 | 131,000 | 166,000 | 180,000 |
| Noninterest expense | 878,000 | 1,910,000 | 2,834,000 | 3,778,000 |
| Provision for loan losses | 75,000 | 130,000 | 130,000 | 130,000 |
| Pretax income | 517,000 | 965,000 | 1,556,000 | 2,087,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 965,000 | 1,556,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,809,000 | 16,829,000 | 17,165,000 | 17,468,000 |
| Total capital | 17,075,000 | 18,122,000 | 18,510,000 | 18,915,000 |
| Risk-weighted assets | 100,160,000 | 102,307,000 | 106,542,000 | 114,871,000 |