Call reports 2012
PACIFIC CREST BANK — 2012
What PACIFIC CREST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,388,000 | 152,648,000 | 155,081,000 | 157,198,000 |
| Total loans | 113,321,000 | 114,022,000 | 116,676,000 | 116,282,000 |
| Allowance for loan losses | 1,833,000 | 2,002,000 | 2,207,000 | 2,190,000 |
| Securities available for sale | 17,286,000 | 16,202,000 | 17,031,000 | 19,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,295,000 | 115,438,000 | 117,359,000 | 118,211,000 |
| Interest-bearing deposits | 115,719,000 | 114,366,000 | 116,097,000 | 116,914,000 |
| Noninterest-bearing deposits | 576,000 | 1,072,000 | 1,262,000 | 1,297,000 |
| Equity capital | 15,066,000 | 15,411,000 | 15,653,000 | 15,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,817,000 | 3,553,000 | 5,271,000 | 7,067,000 |
| Interest expense | 506,000 | 993,000 | 1,482,000 | 1,963,000 |
| Net interest income | 1,311,000 | 2,560,000 | 3,789,000 | 5,104,000 |
| Noninterest income | 37,000 | 57,000 | 58,000 | 129,000 |
| Noninterest expense | 860,000 | 1,724,000 | 2,579,000 | 3,497,000 |
| Provision for loan losses | 350,000 | 600,000 | 800,000 | 950,000 |
| Pretax income | 138,000 | 394,000 | 570,000 | 888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 394,000 | 570,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,543,000 | 14,799,000 | 14,975,000 | 15,293,000 |
| Total capital | 15,723,000 | 15,978,000 | 16,196,000 | 16,496,000 |
| Risk-weighted assets | 93,740,000 | 93,454,000 | 96,652,000 | 95,155,000 |