Call reports 2011
PACIFIC CREST BANK — 2011
What PACIFIC CREST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 157,332,000 | 157,060,000 | 159,269,000 | 157,176,000 |
| Total loans | 126,288,000 | 122,140,000 | 120,829,000 | 117,995,000 |
| Allowance for loan losses | 1,928,000 | 1,600,000 | 1,888,000 | 1,703,000 |
| Securities available for sale | 11,699,000 | 13,782,000 | 12,089,000 | 14,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,429,000 | 118,799,000 | 121,449,000 | 119,487,000 |
| Interest-bearing deposits | 115,985,000 | 118,377,000 | 121,130,000 | 118,966,000 |
| Noninterest-bearing deposits | 444,000 | 422,000 | 319,000 | 521,000 |
| Equity capital | 14,260,000 | 14,433,000 | 14,765,000 | 14,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,969,000 | 5,859,000 | 7,678,000 |
| Interest expense | 612,000 | 1,213,000 | 1,798,000 | 2,337,000 |
| Net interest income | 1,377,000 | 2,756,000 | 4,061,000 | 5,341,000 |
| Noninterest income | 6,000 | 23,000 | 41,000 | -9,000 |
| Noninterest expense | 863,000 | 1,669,000 | 2,414,000 | 3,206,000 |
| Provision for loan losses | 450,000 | 1,100,000 | 1,710,000 | 2,060,000 |
| Pretax income | 86,000 | 28,000 | 47,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 28,000 | 47,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,271,000 | 14,213,000 | 14,232,000 | 14,405,000 |
| Total capital | 15,585,000 | 15,472,000 | 15,485,000 | 15,628,000 |
| Risk-weighted assets | 104,483,000 | 100,297,000 | 99,629,000 | 97,385,000 |