Call reports 2010
PACIFIC CREST BANK — 2010
What PACIFIC CREST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,804,000 | 161,223,000 | 158,654,000 | 157,869,000 |
| Total loans | 135,999,000 | 131,194,000 | 127,854,000 | 127,119,000 |
| Allowance for loan losses | 2,825,000 | 3,029,000 | 2,267,000 | 2,012,000 |
| Securities available for sale | 0 | 4,891,000 | 10,187,000 | 12,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,245,000 | 120,675,000 | 120,987,000 | 118,328,000 |
| Interest-bearing deposits | 122,367,000 | 120,091,000 | 120,450,000 | 117,658,000 |
| Noninterest-bearing deposits | 878,000 | 584,000 | 537,000 | 670,000 |
| Equity capital | 13,951,000 | 14,147,000 | 14,067,000 | 14,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,240,000 | 4,447,000 | 6,508,000 | 8,544,000 |
| Interest expense | 903,000 | 1,730,000 | 2,506,000 | 3,169,000 |
| Net interest income | 1,337,000 | 2,717,000 | 4,002,000 | 5,375,000 |
| Noninterest income | 23,000 | 29,000 | 62,000 | 84,000 |
| Noninterest expense | 856,000 | 1,664,000 | 2,440,000 | 3,231,000 |
| Provision for loan losses | 380,000 | 780,000 | 1,420,000 | 1,870,000 |
| Pretax income | 124,000 | 302,000 | 204,000 | 358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 302,000 | 204,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,951,000 | 14,129,000 | 14,031,000 | 14,185,000 |
| Total capital | 15,318,000 | 15,446,000 | 15,351,000 | 15,501,000 |
| Risk-weighted assets | 107,897,000 | 103,634,000 | 104,584,000 | 104,498,000 |