Call reports 2009
PACIFIC CREST BANK — 2009
What PACIFIC CREST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 153,565,000 | 151,937,000 | 157,730,000 | 156,579,000 |
| Total loans | 132,811,000 | 130,404,000 | 132,665,000 | 138,386,000 |
| Allowance for loan losses | 2,321,000 | 1,985,000 | 2,183,000 | 2,580,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,504,000 | 111,190,000 | 115,236,000 | 114,274,000 |
| Interest-bearing deposits | 112,420,000 | 111,053,000 | 115,038,000 | 113,767,000 |
| Noninterest-bearing deposits | 84,000 | 137,000 | 198,000 | 507,000 |
| Equity capital | 15,616,000 | 14,018,000 | 13,779,000 | 13,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,284,000 | 4,460,000 | 6,660,000 | 8,951,000 |
| Interest expense | 1,214,000 | 2,341,000 | 3,404,000 | 4,417,000 |
| Net interest income | 1,070,000 | 2,119,000 | 3,256,000 | 4,534,000 |
| Noninterest income | 152,000 | -447,000 | -449,000 | -380,000 |
| Noninterest expense | 752,000 | 1,622,000 | 2,446,000 | 3,280,000 |
| Provision for loan losses | 930,000 | 2,030,000 | 2,580,000 | 3,045,000 |
| Pretax income | -460,000 | -1,980,000 | -2,219,000 | -2,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -460,000 | -1,980,000 | -2,219,000 | -2,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,616,000 | 14,018,000 | 13,779,000 | 13,827,000 |
| Total capital | 16,988,000 | 15,320,000 | 15,147,000 | 15,220,000 |
| Risk-weighted assets | 108,819,000 | 103,444,000 | 108,596,000 | 110,221,000 |
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