Call reports 2005
PACIFIC CREST BANK — 2005
What PACIFIC CREST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 95,005,000 | 130,309,000 | 134,941,000 | 120,789,000 |
| Total loans | 83,709,000 | 122,226,000 | 129,152,000 | 115,303,000 |
| Allowance for loan losses | 854,000 | 721,000 | 751,000 | 790,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,395,000 | 79,118,000 | 76,676,000 | 79,317,000 |
| Interest-bearing deposits | 65,327,000 | 79,067,000 | 76,604,000 | 79,212,000 |
| Noninterest-bearing deposits | 68,000 | 51,000 | 72,000 | 105,000 |
| Equity capital | 14,669,000 | 14,874,000 | 15,228,000 | 15,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,553,000 | 5,907,000 | 8,318,000 |
| Interest expense | 456,000 | 1,101,000 | 2,007,000 | 2,983,000 |
| Net interest income | 1,209,000 | 2,452,000 | 3,900,000 | 5,335,000 |
| Noninterest income | 1,295,000 | 3,653,000 | 6,615,000 | 8,789,000 |
| Noninterest expense | 2,426,000 | 5,602,000 | 9,381,000 | 12,768,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 48,000 | 443,000 | 1,044,000 | 1,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 443,000 | 1,044,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,126,000 | 14,331,000 | 14,685,000 | 14,781,000 |
| Total capital | 14,980,000 | 15,203,000 | 15,587,000 | 15,713,000 |
| Risk-weighted assets | 73,081,000 | 95,260,000 | 101,242,000 | 99,959,000 |
Machine access — free, no API key
Every figure shown here about PACIFIC CREST BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.