Call reports 2025
BANK OF CLOVIS, THE — 2025
What BANK OF CLOVIS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 386,089,000 | 399,139,000 | 422,674,000 | 455,338,000 |
| Total loans | 188,717,000 | 198,582,000 | 203,616,000 | 214,013,000 |
| Allowance for loan losses | 2,795,000 | 2,926,000 | 3,332,000 | 3,408,000 |
| Securities available for sale | 107,162,000 | 113,629,000 | 116,292,000 | 128,372,000 |
| Securities held to maturity | 4,670,000 | 3,980,000 | 3,380,000 | 3,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,509,000 | 333,843,000 | 352,843,000 | 380,093,000 |
| Interest-bearing deposits | 238,043,000 | 238,851,000 | 260,714,000 | 283,155,000 |
| Noninterest-bearing deposits | 83,466,000 | 94,992,000 | 92,129,000 | 96,938,000 |
| Equity capital | 37,947,000 | 38,695,000 | 42,172,000 | 43,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,086,000 | 10,613,000 | 16,349,000 | 22,480,000 |
| Interest expense | 1,280,000 | 2,639,000 | 4,011,000 | 5,534,000 |
| Net interest income | 3,806,000 | 7,974,000 | 12,338,000 | 16,946,000 |
| Noninterest income | 493,000 | 1,208,000 | 1,834,000 | 2,536,000 |
| Noninterest expense | 2,727,000 | 5,423,000 | 8,109,000 | 11,256,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,422,000 | 3,459,000 | 5,613,000 | 7,626,000 |
| Income tax | 359,000 | 896,000 | 1,350,000 | 1,932,000 |
| Net income | 1,063,000 | 2,563,000 | 4,263,000 | 5,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,881,000 | 45,985,000 | 47,296,000 | 48,338,000 |
| Total capital | 47,479,000 | 48,763,000 | 50,153,000 | 51,225,000 |
| Risk-weighted assets | 207,673,000 | 222,080,000 | 228,122,000 | 230,471,000 |