Call reports 2024
BANK OF CLOVIS, THE — 2024
What BANK OF CLOVIS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 321,747,000 | 334,311,000 | 374,282,000 | 389,581,000 |
| Total loans | 172,504,000 | 171,545,000 | 174,204,000 | 186,505,000 |
| Allowance for loan losses | 2,855,000 | 2,840,000 | 2,921,000 | 2,677,000 |
| Securities available for sale | 81,981,000 | 80,252,000 | 95,360,000 | 96,806,000 |
| Securities held to maturity | 5,520,000 | 5,270,000 | 4,670,000 | 4,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,972,000 | 272,139,000 | 299,298,000 | 328,173,000 |
| Interest-bearing deposits | 176,926,000 | 177,621,000 | 211,422,000 | 241,878,000 |
| Noninterest-bearing deposits | 85,046,000 | 94,518,000 | 87,876,000 | 86,295,000 |
| Equity capital | 27,172,000 | 27,749,000 | 37,967,000 | 36,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,129,000 | 9,069,000 | 14,018,000 | 19,219,000 |
| Interest expense | 1,263,000 | 2,599,000 | 4,039,000 | 5,641,000 |
| Net interest income | 2,866,000 | 6,470,000 | 9,979,000 | 13,578,000 |
| Noninterest income | 330,000 | 720,000 | 1,102,000 | 1,767,000 |
| Noninterest expense | 2,597,000 | 5,009,000 | 7,499,000 | 10,335,000 |
| Provision for loan losses | 75,000 | 150,000 | 475,000 | 550,000 |
| Pretax income | 520,000 | 2,027,000 | 3,103,000 | 4,456,000 |
| Income tax | 152,000 | 578,000 | 887,000 | 1,196,000 |
| Net income | 368,000 | 1,449,000 | 2,216,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,200,000 | 35,133,000 | 43,588,000 | 44,242,000 |
| Total capital | 36,473,000 | 37,405,000 | 46,036,000 | 46,812,000 |
| Risk-weighted assets | 181,248,000 | 181,181,000 | 195,391,000 | 205,528,000 |