Call reports 2023
BANK OF CLOVIS, THE — 2023
What BANK OF CLOVIS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 290,475,000 | 334,558,000 | 315,580,000 | 305,566,000 |
| Total loans | 167,987,000 | 170,559,000 | 169,156,000 | 166,712,000 |
| Allowance for loan losses | 2,687,000 | 2,759,000 | 2,749,000 | 2,805,000 |
| Securities available for sale | 87,687,000 | 80,543,000 | 76,555,000 | 83,553,000 |
| Securities held to maturity | 6,791,000 | 6,356,000 | 6,155,000 | 5,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,910,000 | 267,425,000 | 258,531,000 | 245,116,000 |
| Interest-bearing deposits | 151,053,000 | 177,566,000 | 174,021,000 | 161,273,000 |
| Noninterest-bearing deposits | 82,857,000 | 89,859,000 | 84,510,000 | 83,843,000 |
| Equity capital | 23,641,000 | 23,995,000 | 23,426,000 | 27,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 7,085,000 | 11,292,000 | 15,448,000 |
| Interest expense | 674,000 | 1,557,000 | 2,789,000 | 4,113,000 |
| Net interest income | 2,694,000 | 5,528,000 | 8,503,000 | 11,335,000 |
| Noninterest income | 393,000 | 761,000 | 1,127,000 | 1,756,000 |
| Noninterest expense | 1,839,000 | 3,795,000 | 5,706,000 | 7,833,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 980,000 | 2,084,000 | 3,439,000 | 4,698,000 |
| Income tax | 235,000 | 497,000 | 813,000 | 1,099,000 |
| Net income | 745,000 | 1,587,000 | 2,626,000 | 3,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,421,000 | 32,114,000 | 33,002,000 | 33,825,000 |
| Total capital | 33,605,000 | 34,332,000 | 35,198,000 | 36,018,000 |
| Risk-weighted assets | 174,248,000 | 176,953,000 | 175,168,000 | 174,840,000 |